Who we are

A Trusted Partner Committed to Your Financial Success

$28.90M
Assets under management
$6bn
Saved for clients annually
90%
Repeat clients or referrals
120+
Professionals
values

We Operate with Transparency, Innovation, and Purpose

We design connected solutions that empower merchants, brands, and delivery partners through transparency and technology. From digital storefronts to smart logistics and AI-driven insights, Factory Market OS builds trust, efficiency, and growth — one transaction at a time.

Transparent

Built on open data and full visibility for every merchant and partner

Integrated

Unified commerce, delivery, and customer engagement in one OS

Automated

Personalized automation that adapts to every business model

Connected

A cross-disciplinary team combining tech, logistics, and marketing expertise

our history

Here's How We Got Started

2023

The Begining

Our story began with one goal: to empower local commerce through technology. Founded in Costa Rica, Factory Market grew from a single idea — that digital tools could connect merchants, couriers, and consumers into one shared ecosystem. Today, that vision powers marketplaces across LATAM.

2004

Acquisition

Finovate has been acquired by NM Holdings, LP, a financial services distribution company, to drive future growth and support ongoing mergers and acquisitions plans.

2014

Partnership

Finovate has formed a partnership with Meks Capital Group, LLC, a financial services holding company, to drive continued growth through mergers and acquisitions.

2024

Expansion

Finovate has been acquired by Move Holdings, LP, a financial services distribution company, to fuel future growth and advance ongoing mergers and acquisitions strategies.

Why us

We Always Put Your Growth First

Driven by a relentless focus on “why,” we integrate our services to uncover, design, and deliver the most impactful outcomes for you. Instead of relying on predefined processes, we take a hands-on approach—collaborating closely with your teams to craft practical, end-to-end solutions tailored to your needs.

“Our purpose is to empower local businesses to grow smarter, move faster, and connect their communities through technology.” – 

Will Umaña
Founder

2025 LATAM Digitalization Impact Report