Industries
Payments & Fintech

Payments & Fintech

Accelerate into the future with a business transformation
Free Consultation
58%
of Fortune 500 companies work with us
>100
specialist consultants
2,500+
companies in the sector
3,000+
completed projects
Overview

Navigating Disruption in Digital Finance

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The pace of commerce is accelerating — compliance, customer expectations, and financial precision now move in real time. Businesses need more than a payment gateway; they need a connected system that ensures every transaction is verified, traceable, and compliant from start to finish.

Factory Market OS unites every financial touchpoint — connecting ShopShop orders, payment processors, and Fast delivery fees into one automated ecosystem. Funds flow seamlessly from checkout to settlement while maintaining transparency across every stage. The system reconciles commissions, delivery charges, and merchant payouts automatically, minimizing human error and delays.

Finance and operations teams gain full visibility into revenue streams through live dashboards, automated reporting, and audit-ready records. Every transaction becomes part of a transparent ledger that supports compliance, performance tracking, and strategic decision-making. With Factory Market OS, financial operations evolve from fragmented processes into a synchronized, intelligent infrastructure built for trust, speed, and scale.

Who we serve

Driving Financial Infrastructure for Commerce Networks

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Connect checkout, payouts, and financial ops in one stack. Factory OS unifies gateways, reconciliation, commissions, and risk—across every channel.

  • Omnichannel checkout (web, app, QR, WhatsApp)

  • 30+ integrations (gateways, banks, wallets, BNPL)

  • Real-time reconciliation & settlement dashboards

  • Automated split payouts (merchants • couriers • platform)

 

Automotive suppliers
Vehicle manufacturers and brands
Captive finance providers
AutoTech
Automotive suppliers
Commitment

Drivers Want More Than a Ride

600+

Automotive diligence projects for private equity and corporate clients

2,300+

Automotive consulting engagements

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Client Results

Our Client Results in Automotive

We empower automotive leaders to drive innovation, enhance efficiency, and achieve sustainable growth in a changing industry.

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Who we serve

Driving Financial Infrastructure for Commerce Networks

Checkout orchestration:

Route transactions intelligently by card type, issuing bank, risk profile, or processing cost. Factory Market OS optimizes payment flow automatically, ensuring higher approval rates, lower fees, and full transparency at every step of the checkout process.

Payouts & commissions

Automate multi-party settlements with precision. Instantly split payments between merchants, drivers, and partners, reducing delays and manual accounting work while maintaining accurate commission structures across every transaction.

Reconciliation & reporting

Simplify financial operations through daily automated reconciliation and close-of-day summaries. Manage disputes, chargebacks, and tax exports from a unified dashboard that consolidates accounting data across all payment gateways and delivery networks.

Risk & compliance

Protect your ecosystem with built-in 3DS authentication, tokenization, and advanced KYC/KYB workflows. Factory OS maintains audit trails for every action, ensuring complete traceability and compliance with PCI, AML, and local financial regulations.
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The experts

Our Commerce Transformation Experts

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Will Umaña
Vice President
Jorge Duran
Partner / Advisor
Esteban Pacheco
Partner / Advisor
Vernón Nuñez
Partner / Advisor
How We Can Help

Covering the Full Spectrum of Global Financial Services

We tackle our clients’ most critical challenges, from strategy and operations to digital transformation and sustainability. With deep expertise and a holistic approach, we break silos to maximize value, creating a powerful multiplier effect for lasting success.

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